A fully transparent, long-term investing experiment. Every dollar tracked. Every month updated. No gatekeeping.
$100
Per Week
+10%
Annual Increase
3 ETFs
VFV · QQC · XEQT
10 Yrs
Experiment Duration
Most personal finance content is either too vague to be useful or written by someone trying to sell you something. This is neither.
This is a real experiment, with real money, documented in public — contribution by contribution, month by month, for 10 years. The goal isn't to get rich quick. The goal is to prove that consistency beats everything.
If it works, you'll see it. If it underperforms, you'll see that too.
The Strategy — Dollar Cost Averaging
📅
Every Single Week
$100 invested every week, no matter what the market does. Up, down, sideways — the contribution goes in.
📈
+10% Each Year
Contributions increase by 10% annually to keep pace with inflation and accelerate compounding in the back half.
🔄
No Market Timing
DCA removes the temptation to time the market. You buy more when prices are low, less when they're high — automatically.
🌱
Compounding Does the Work
The real power shows up in years 7–10. Early consistency is what makes the back half explosive.
Contribution Schedule — 2026 to 2036
2026
$100/wk
$5,200
2027
$110/wk
$5,720
2028
$121/wk
$6,292
2029
$133/wk
$6,916
2030
$146/wk
$7,592
2031
$161/wk
$8,372
2036
$259/wk · Peak Year
$13,468
> 💡 The 10% annual increase serves two purposes: it keeps pace with inflation so I'm not quietly investing *less* in real terms each year — and it dramatically accelerates the compounding effect in the back half of the experiment.
The 500 largest US companies. The most studied index in the world. Over any 20-year rolling period in history, it has never produced a negative return.
🏛️ Foundation
QQC
30%
Invesco NASDAQ 100 ETF
A deliberate tilt toward AI, cloud, biotech, and clean energy. More volatility — a tradeoff I'm consciously making for a multi-decade horizon.
🚀 Growth Tilt
XEQT
20%
iShares Core Equity ETF Portfolio
Thousands of companies across North America, Europe, Asia, and emerging markets. My hedge against geographic concentration risk.
🌍 Global Hedge
⚠️
This is not financial advice
I am not a financial advisor. I'm a regular person running a personal experiment and documenting it publicly. All investments carry risk. ETFs can lose value. Markets can crash and stay crashed for years — it happened in 2000, in 2008, and it will happen again. Nothing here guarantees any return. Please do your own research. If you're unsure, speak to a registered financial advisor before making any investment decisions.
📅 Monthly Performance Log
Live Experiment Results🟢 Active — Updated Monthly
Month
ETF
Invested
Market Value
Gain / Loss
⏳ First update coming end of April 2026 — check back soon.
🎬 Video Walkthrough
Full breakdown — strategy, ETF selection, and the experiment setup
The Promise
This blog will never sell you anything. If the strategy works, you'll see it. If it underperforms, you'll see that too. No cherry-picking. No narrative spin. Just the numbers — updated every month, for as long as the experiment runs. For everyone who deserved to see the truth before handing their money to someone in a rented Ferrari.